Terms & Conditions

Ganga Finance Services – Jind, Haryana
📧 Email: gangafinanceservices@gmail.com
🌐 Website: www.gangafinanceservices.com


Introduction

Welcome to www.gangafinanceservices.com (the “Site”), operated by Ganga Finance Services. By accessing or using this Site, you agree to comply with and be bound by the following Terms of Use (ToU) and our Privacy Policy. Please read them carefully before using our services. If you do not agree with these terms, you may not access or use this Site.

Ganga Finance Services reserves the right to modify these Terms at any time without prior notice. Continued use of the Site after any such modification constitutes your acceptance of the updated Terms.


1. Description of Services

Ganga Finance Services provides users with access to information and services related to financial products, including but not limited to loans, credit facilities, and related communication services (the “Services”).
By submitting your personal details, you authorize Ganga Finance Services to contact you through phone, email, SMS, or WhatsApp to assist with your request. You also consent to receive promotional offers and service updates.

You expressly authorize Ganga Finance Services to send transactional or service-related messages and calls, even if your number is registered under DND (Do Not Disturb).


2. License and Site Access

Ganga Finance Services grants you a limited, non-transferable license to access and use the Site for personal purposes only. You may not copy, reproduce, distribute, or exploit any part of the Site without prior written permission. Unauthorized use will result in termination of this license.


3. Eligibility

The Services are available only to individuals aged 18 years and above with the legal capacity to enter into binding contracts. Users found violating these conditions or having multiple accounts may be suspended or removed.


4. Your Account

You agree to provide accurate, current, and complete information when using our Site. You are responsible for maintaining the confidentiality of your account credentials and all activities under your account. Ganga Finance Services reserves the right to suspend or terminate accounts found to contain false or misleading information.


5. Submitted Content

Any material you upload or share on the Site remains your property; however, by doing so, you grant Ganga Finance Services a worldwide, royalty-free license to use, display, or distribute such content for operational purposes. You agree not to post unlawful, defamatory, or offensive material.


6. Disclaimer of Liability and Warranty

All information and services on this Site are provided on an “as-is” basis. Ganga Finance Services makes no warranties regarding accuracy, reliability, or suitability. The company shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site.


7. Online Availability

Ganga Finance Services does not guarantee uninterrupted access to the Site. Content and advertisements are subject to approval before publishing.


8. Intellectual Property

All content, design, and trademarks displayed on the Site are the intellectual property of Ganga Finance Services or respective owners. Unauthorized use is strictly prohibited.


9. Jurisdiction and Local Laws

This Site is operated from Jind, Haryana (India). Ganga Finance Services makes no representation that materials are appropriate for use in other locations. Any disputes shall fall under the exclusive jurisdiction of Courts in Jind, Haryana.


10. Limitation of Liability

In no event shall Ganga Finance Services’ total liability exceed INR 100 (One Hundred Rupees) or the service fee paid by you, whichever is greater.


11. Indemnification

You agree to indemnify and hold harmless Ganga Finance Services, its directors, and employees from any claims or damages arising from your violation of these Terms or applicable laws.


12. Electronic Communication

By using the Site or contacting us via email, you consent to receive communications from us electronically. These communications satisfy any legal requirement that such communications be in writing.


13. User Conduct

You agree not to use the Site for unlawful activities, harassment, or sending unsolicited communications. Misuse may lead to termination of access.


14. External Links

The Site may contain links to third-party websites. Ganga Finance Services is not responsible for the content, availability, or accuracy of these external sites.


15. Secure Areas

Access to password-protected or secure areas of the Site is restricted to authorized users only. Unauthorized access may lead to legal action.


16. Modifications

Ganga Finance Services reserves the right to modify or discontinue any part of the Site or these Terms at any time without prior notice. Users may request account termination by emailing support@gangafinanceservices.com with the subject “Termination.”


17. Trademarks

All trademarks and logos displayed on the Site are the property of Ganga Finance Services or their respective owners. Unauthorized use is prohibited.


18. Survival

Any clauses that by nature should survive termination of this agreement will remain in effect, including ownership provisions, warranties, and limitations of liability.


19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the Courts of Jind, Haryana.


By using this Site, you acknowledge that you have read, understood, and agree to these Terms and Conditions.