Our services
Home Loan
Owning a home is a significant milestone, and at Ganga Finance, we are dedicated to helping you achieve that dream. We facilitate Home Loans by partnering with India’s leading banks and NBFCs to bring you the best possible financing options. Whether you’re a first-time buyer, looking to construct your own house, or want to renovate your existing space, we provide the guidance and support needed to turn your dream into a reality.
Our role is to simplify the complex home loan process, ensuring you get a transparent, affordable, and hassle-free experience from application to disbursal.
Loan Features
- High Loan Value: Get financing for up to 90% of the property's value, minimizing your upfront financial burden.
- Minimal Documentation: Our streamlined process requires minimal paperwork, making your loan application journey quick and efficient.
- Attractive Interest Rates: We connect you with lenders offering competitive and affordable interest rates, reducing the overall cost of your loan.
A Home Loan is a sum of money borrowed from a financial institution, like a bank or NBFC, to purchase or construct a house. The loan is repaid in Equated Monthly Installments (EMIs) over a fixed period. The property serves as security for the loan.
Both salaried individuals and self-employed professionals can apply. Key eligibility criteria include age (typically 21 to 65 years), a stable source of income, and a good credit score. Co-applicants can be added to enhance eligibility.
The loan amount depends on several factors, including your income, age, credit history, and the value of the property. Lenders typically finance up to 85-90% of the property cost.
Real People, Real Loans, Right Here.
Call expert
+91-7496077883
Write email
gangafinanceservices@gmail.com
Visit office
Gali no.2 ,Budha Baba basti ,Bhiwani Road Jind 126102
