Our services
Term Loan
A Term Loan is a powerful financial tool that provides a lump-sum amount of capital, which you repay over a fixed period with regular installments (EMIs).
At Ganga Finance, we facilitate Term Loans that are ideal for established businesses looking to make significant investments, such as purchasing machinery, expanding operations, or acquiring new property.
Loan Features
- Fixed Loan Amount: Receive the entire sanctioned amount upfront, giving you the capital you need for large-scale investments.
- Predictable Repayments: With a fixed repayment schedule and interest rate, your EMIs remain constant, making budgeting simple and effective.
- Build Your Credit Profile: Successfully repaying a Term Loan can significantly improve your business's credit history, making it easier to secure financing in the future.
Cost
of Work
A Term Loan is a loan from a financial institution for a specific amount that has a predetermined repayment schedule and a fixed or floating interest rate. It’s typically used for long-term business investments.
Term Loans are best suited for well-established companies with a stable financial history, a good credit score, and proof of property ownership (for secured loans). New businesses might find it more challenging to qualify.
A secured Term Loan requires you to pledge an asset (like property or equipment) as collateral. This generally allows for larger loan amounts and lower interest rates. An unsecured Term Loan does not require collateral but may have stricter eligibility criteria and higher interest rates.
Secure your future
with clarity and confidence.
Call expert
+91 74960 77883
Write email
gangafinanceservices@gmail.com
Visit office
Gali No. 2, Budha Baba Basti,
Bhiwani Road,Jind, Haryana, 126102 India
